Our Australian insurance claim lawyers provide legal advice when you can’t work due to a physical injury, illness or mental health condition. In this case, you could claim insurance benefits through your superannuation or a separate insurance policy.
Splatt’s experienced compensation lawyers explain how to access all your disability insurance entitlements on a 100% no-win, no-fee basis. Please contact our insurance lawyers for advice when dealing with an insurance provider for claims or insurance disputes.
It’s free to start, and you owe us nothing until you win. Pay zero if you lose. Call Now: 1800 700 125
Find out if you can make an insurance claim in less than 30 seconds
If the following applies to you, you could seek compensation:
Claiming compensation from an insurance company can be complex and challenging, but wothwhile. That’s because lump-sum payouts can be substantial, with an average figure of $500,000. Remember that these funds are not taken from a superannuation account when you make a successful claim. Instead, the funds come from an insurance policy.
Our experienced compensation lawyers will investigate your policies free of charge and let you know your entitlements. Call Now: 1800 700 125
Expert insurance lawyers explain the legal process and how to have a successful outcome.
Eligibility to claim insurance benefits through a super fund depends on the scope of the insurance coverage included in a superannuation account. However, most Australians can claim:
When you can’t work in your usual job anymore, you could claim your disability insurance benefits.
When you temporarily cannot work, you can claim your TTD insurance benefits and receive a monthly income payment.
When you are diagnosed with a critical illness or injury, you could claim trauma insurance benefits.
When you are diagnosed with a terminal illness, you could make an early life insurance claim.
When a loved one passes, you could claim life insurance for death benefits.
You could claim lump sum compensation for physical or psychological whole-person impairment.
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I know about No Win, No Fee, but what is 100% No Win, No Fee?
Splatt Lawyers are 100% No Win, No Fee insurance claims lawyers. This means you don’t pay any legal fees unless you win with no upfront or ongoing legal costs. We also cover the cost of medical reports and assessments until you have a successful outcome.
Choosing our compensation lawyers for insurance-related legal claims means you carry no financial risk. Find out if you qualify by Calling: 1800 700 125
Superannuation is a compulsory Australian government retirement savings scheme intended to assist everyday workers with retirement planning. Consequently, your employer must contribute to a superannuation fund on your behalf. In addition, workers can choose to make additional contributions to their superannuation accounts.
As a super fund member, you typically have various insurance policies included for disability, illness, and death to provide financial assistance when you can’t work.
If you are like most other working Aussies, you will have multiple insurance superannuation policies that protect you during unforeseen events. Depending on your coverage, you could make a:
Some Australians have contributed to several super accounts and can make multiple claims with a significant payout.
When you are incapable of doing your usual job anymore because you are either physically or mentally injured or ill, you could be eligible to claim your insurance benefits. How you acquired your medical condition does not matter. Other Australians have had successful insurance payouts for:
There are several reasons why insurance compensation deny claims, including:
NOTE: Not all exclusion clauses are valid; insurance lawyers can help determine if the insurer rejects a valid claim.
If you have a rejected insurance claim, experienced compensation lawyers can help you reverse the insurer’s decision. Typically, the insurance company will issue a pro forma letter in this circumstance, allowing you to start the dispute resolution process.
Our insurance litigation lawyers aim to resolve disputes quickly, sparing our clients the trouble, expense, and risk of going to court.
Our experienced team can file an insurance dispute with the Australian Financial Complaints Authority (AFCA) if they cannot overturn the insurer’s decision. Often, it’s intimidating to negotiate a fair settlement with large insurance companies. This situation is when we champion your rights and fight for your due entitlements.
For over 30 years, Splatt Lawyers has been helping residents win their insurance litigation cases with all major Queensland insurance companies.
When you contact us, your insurance claim lawyer will review the facts of your case to assess your insurance claim’s value. Then, we can support you in understanding the requirements to qualify for insurance benefits For free, our friendly insurance lawyers will let you know:
Get started now by calling 1800 700 125.
Regardless of how you acquired your sickness, injury, or mental health problem, you may still make a claim. People who get NDIS funds or a disability pension could already have a case.
Regardless of how you acquired your sickness, injury, or mental health problem, you may still make a claim. People who get NDIS funds or a disability pension could already have a case. You may also have a valid claim if you:
When you have an accepted disability insurance claim, your benefits could be paid in several ways, depending on your insurance. These include:
When you have a successful disability insurance settlement, the funds are not taken from a superannuation account. You can rest assured that your payout won’t impact your current super balance. Relax knowing that compensation is taken from an insurance policy contained within your superannuation.
Each superannuation insurance policy has specific terms and conditions. To have a successful claim, you must demonstrate the following:
Please share your story with our superannuation solicitors, so we can start looking into your case.
Your insurance claim lawyer will assist you in accessing your Super Fund details and forensically examine the facts.
We’ll talk with you to learn more about your medical condition and your circumstances. They will outline the claim process and answer any questions or concerns you may have.
As soon as you give Splatt Injury Lawyers permission to handle your case, we will gather evidence to support your claim. Some sources we may use are your taxation records, Workcover files, or Centrelink data.
If necessary, you will meet with a doctor for a medical assessment.
Once we have everything we require to complete your submission, we will create your legal documents and lodge the claim form with your superannuation and insurer.
When we achieve the desired result, your insurer will deposit your funds in your super account, where you can withdraw them whenever you like. If your claim is rejected, our lawyers or solicitors will work to overturn the decision.
Splatt Lawyers prides themselves on delivering top-notch legal representation for injury insurance claims. We are committed to pursuing your insurance payout benefits by offering you the following support:
Superannuation funds and insurance companies’ primary motivation is shareholder profits, making it more challenging for members to receive their full entitlements. Thankfully, our insurance law experts increase your chances of a successful outcome. Call now for your free claim assessment: 1800 700 125 or email us >
Queenslanders rely on Splatt Lawyers daily to gain access to their insurance benefits. We stand ready to serve you wherever you are in Queensland. Choose your location:
Suppose you’ve been injured or ill and unable to work for three months due to a medical condition or accident. In that case, you may be able to access compensation under Australia’s Superannuation Guarantee (SG), Income Protection Insurance (IPI) or Disability Support Pension (DSP). You’ll need to meet specific criteria to qualify for a payment. Splatt Lawyers provide a free claim assessment. It costs nothing to understand your eligibility to claim.
The value of your compensation benefit will vary depending on your medical condition and insurance policy terms and conditions. However, most insurance policies are designed to provide some financial assistance during illness or injury. This support could be a lump-sum payment or a monthly benefit. If you qualify for a TPD lump-sum payout, an average value is approximately $500,000.
If you cannot work anymore due to your physical or mental health condition, you might be able to claim
If you have an insurance claim rejection, you can take steps to appeal the decision. First, you must seek legal advice about how to proceed by contacting our specialist superannuation lawyers. They will guide you through the process and explain your legal options.
Time limits apply to denied claims. It would be best if you had a chat with one of our lawyers at your earliest opportunity. Our lawyers have considerable expertise in dealing with insurers, and we know the ins and outs of the superannuation industry.
You may be entitled to claim your superannuation insurance benefits if you cannot continue working due to a physical injury, illness, psychological disorder or other health concerns. Additionally, your illness or injury need not necessarily be the result of your work.
The General Insurance Code of Practice, which includes provisions for managing claims, is binding on Australian insurers. Despite this, there are no legislative time frames for making a decision on a superannuation insurance claim. In Australia, these types of cases generally settle within a period of several months to 18 months.
Your policy conditions will outline the time limit for lodging your super insurance claim. In general, you must submit your case as soon as possible after you stop working due to your illness or disability. However, in most cases, you can submit a claim years after you stop working.
Be aware that there are strict time limits for disputing a rejected insurance claim. In this situation, you must seek legal advice immediately.
Waiting periods can apply before you lodge a claim with your superannuation provider. The time frame for filing super insurance claims may differ depending on the types of insurance and the nature of your injury or illness. If you believe you have a case, please enquire immediately. Taking early action will improve your legal outcome.
Splatt Lawyers is here to help you know your unique circumstances and the most effective legal path to your desired outcome. Contact us now for your free insurance claim review – Call 1800 700 125.
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Our local Queensland lawyers advise on your rights. Splatt Lawyers offers a free initial consultation regarding your eligibility and entitlements.
