Our Australian insurance claim lawyers help when you can’t work due to a physical injury, illness or mental health condition. In this case, you could make an insurance claim through your superannuation or a separate insurance policy.
Splatt Lawyers has a team of experienced lawyers with the know-how to access all your disability insurance entitlements when needed. Please contact our legal experts for informed advice when dealing with insurers and insurance disputes.
Starting your claim is free, and you owe us nothing until we win your case. Pay zero if you lose. Call Now – 1800 700 125
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Your employer will pay compulsory superannuation into your account when you are working in Australia. Contained within your superannuation fund will be several insurances that offer you financial protection if the unexpected happens. If you cannot work for some reason, you may have access to various insurance benefits. The good news is, that your medical condition does not need to be connected to your workplace or occupation to claim your insurance entitlements, and our skilled superannuation claim lawyers can help.
Claiming compensation from your insurance company can be complex and challenging, but it is worth pursuing. Your lump-sum payout can be substantial. An average figure would be $500,000. Be aware that your payout is not taken from your superannuation account when you have a successful insurance claim. Instead, the funds come from an insurance policy.
Splatt Lawyers’ expert insurance claim solicitors have helped thousands of everyday Queenslanders access their full entitlements for nearly three decades. Contact us now to see how we might assist you. Call – 1800 700 125.
Our expert insurance lawyers will guide you through the legal process to a better tomorrow.
Your ability to make insurance and superannuation claims depends on the scope of the insurance coverage included in your super policy. Depending on your coverage, you could claim:
When you can’t work in your usual job anymore, you could claim your disability insurance benefits.
When you temporarily cannot work, you can claim your TTD insurance benefits and receive a monthly income payment.
When you are diagnosed with a critical illness or injury you could claim trauma insurance benefits.
More about critical illness benefits >
When you are diagnosed with a terminal illness, you could make an early life insurance claim.
When a loved one passes you could make a life insurance claim for death benefits.
You could claim lump sum compensation for physical or psychological Whole-person impairment.
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I know about No Win, No Fee, but what is 100% No Win, No Fee?
Splatt Lawyers is a 100% No Win, No Fee insurance and superannuation law firm. When we say you won’t pay any fees unless you win your claim, that’s precisely what we mean. You pay no upfront or ongoing legal costs. This legal funding includes the cost of medical reports and assessments, which can be several thousand dollars each.
Choosing our skilled personal injury lawyers for your Super insurance claim, means you carry no financial risk. We will recover these costs when you win your case. If you lose, you owe us nothing. It’s Splatt Lawyers’ “no risk” policy for our valued clients.
Superannuation is a compulsory Australian government retirement savings scheme intended to assist everyday workers with their retirement planning. Due to the superannuation guarantee, your boss is responsible for contributing to a superannuation fund on your behalf, based on a percentage of your pay. In addition, workers can choose to make additional contributions to their superannuation accounts.
Superannuation is designed to offer Australians a source of income once they retire. Typically, income is received as a one-time payout or pension funds on a regular basis. Superannuation funds have mandatory rules and regulations to safeguard your savings and reduce the risk of fraud and misuse.
If you are like most other working Aussies, you will have at least one superannuation policy. Your super account includes several disability insurance policies that provide protection in the case of unforeseen events. Depending on your coverage you could have:
Total and Permanent Disability Insurance >
Life Insurance – Death Benefit & Terminal Illness >
Note: Submitting an insurance claim through your superannuation will not decrease the amount of your retirement savings. When you successfully claim benefits, payment will be made from an insurance policy included with super fund membership.
When you are incapable of doing your usual job anymore because you are either physically or mentally injured or ill, you could be eligible to claim your insurance benefits. How you acquired your medical condition does not matter. Other Queenslanders have had successful insurance payouts for:
If the following applies to you, you might have a viable case:
√ When you were working, your employer paid compulsory superannuation into your account.
√ You have been unable to work for a minimum of three months due to a medical condition, accident, or mental illness.
√ You have insurance cover for death benefits, income protection or disability insurance (TPD).
It’s free to know if you have a valid claim. We are here to help. Understanding your legal options for receiving a fair settlement costs nothing. Our expert superannuation lawyers will investigate your policies free of charge and let you know your entitlements. Call Now – 1800 700 125
Choosing Splatt Lawyers means you are working with a legal team with a proven track record for winning superannuation insurance claims. Take comfort in knowing that we consistently achieve a 99% success rate thanks to our many years of experience working with the insurance industry. Check out how we achieve these fantastic outcomes. Get in touch with us now. Call 1800 700 125
A skilled insurance lawyer helps you reverse the insurer’s decision on declined claims. Typically, the insurance company will issue a pro-fair letter in this circumstance, allowing us to start the dispute resolution process. Splatt Injury Lawyers have successfully overturned the results of many cases that had been denied in the past, avoiding our clients the risk, anxiety, and expense of going to court.
Our legal team can file an insurance dispute with the Australian Financial Complaints Authority (AFCA) if they cannot overturn the insurer’s decision. It is intimidating to negotiate with a fair settlement with large insurance companies. This situation is when we champion your rights and fight for your due entitlements.
For close to 30 years, Splatt Lawyers has been helping local residents win their insurance litigation cases with all major Queensland insurance companies.
When you contact us, your insurance claim lawyer will review the facts of your case to assess your insurance claim’s value. Then, we can support you in understanding the requirements to qualify for insurance benefits For free, our friendly insurance lawyers will let you know:
Get started now by calling 1800 700 125.
Regardless of how you acquired your sickness, injury, or mental health problem, you may still make a claim. People who get NDIS funds or a disability pension could already have a case. If you receive workers’ compensation payments or have a motor vehicle accident claim, you might also have an insurance claim. Anyone with a severe medical condition that prohibits them from working may also have a plausible case.
When you have an accepted disability insurance claim, your benefits could be paid in several ways, depending on your insurance. These include:
When you have a successful disability insurance settlement, the funds are not taken from a superannuation account. You can rest assured that your payout won’t impact your current super balance. Relax knowing that compensation is taken from an insurance policy contained within your superannuation.
Each superannuation insurance policy has specific terms and conditions. To have a successful claim, you must demonstrate the following:
Your Super Fund’s most recent member statement may outline the extent of your Life Insurance, Total and Permanent Disability (TPD) or Income Protection coverage. If you have insurance covered under a privately held policy, check your schedule for your coverage.
Your insurance claim lawyer will support you in accessing your Super fund details and forensically examines the facts.
We’ll talk with you to learn more about your medical condition and your circumstances. They will outline the claim process and answer any questions or concerns you may have.
We will gather evidence to support your claim, as soon as you give Splatt Injury Lawyers permission to handle your case. Some sources we may use are your taxation records, Workcover files or Centrelink data.
If necessary, you will meet with a doctor for a medical assessment.
We will create your legal documents and lodge them with your superannuation and insurer once we have everything we require to complete your submission.
When we achieve the desired result, your insurer will deposit your funds in your super account, where you can withdraw them whenever you like. If your claim is rejected, our lawyers or solicitors will work to have the decision overturned.
Splatt Lawyers prides themselves on delivering top-notch legal representation for injury insurance claims. We are committed to pursuing your insurance payout benefits by offering you the following support:
Superannuation funds and insurance companies’ primary motivation is shareholder profits, making it more challenging for members to receive their full entitlements. Thankfully, our insurance law experts increase your chances of a successful outcome. Call now for your free claim assessment: 1800 700 125 or email us >
Queenslanders rely on Splatt Lawyers daily to assist them in gaining access to their insurance benefits. We stand ready to serve you wherever you are in Queensland. Choose your location:
Suppose you’ve been injured or ill and unable to work for three months due to a medical condition or accident. In that case, you may be able to access compensation under Australia’s Superannuation Guarantee (SG), Income Protection Insurance (IPI) or Disability Support Pension (DSP). You’ll need to meet specific criteria to qualify for a payment. Splatt Lawyers provide a free claim assessment. It costs nothing to understand your eligibility to claim.
The value of your compensation benefit will vary depending on your medical condition and insurance policy terms and conditions. However, most insurance policies are designed to provide some financial assistance during illness or injury. This support could be a lump-sum payment or a monthly benefit. If you qualify for a TPD lump-sum payout, an average value is approximately $ 500,000.
For many years, we have supported Queenslanders with disability and superannuation claims. We advise on trauma claims, terminal illness claims, TPD claim and income protection claims.
If you cannot work anymore due to your physical or mental health condition, you might be able to claim
If you have an insurance claim rejection, you can take steps to appeal the decision. First, you must seek legal advice about how to proceed by contacting our specialist superannuation lawyers. They will guide you through the process and explain your legal options.
Time limits apply to denied claims. It would be best if you had a chat with one of our lawyers at your earliest opportunity. Our lawyers have considerable expertise in dealing with insurers, and we know the ins and outs of the superannuation industry.
You may be entitled to claim your superannuation insurance benefits if you cannot continue working due to a physical injury, illness, psychological disorder or other health concerns. Additionally, your illness or injury need not necessarily be the result of your work.
The General Insurance Code of Practice, which includes provisions for managing claims, is binding on Australian insurers. Despite this, there are no legislative time frames for making a decision on a superannuation insurance claim. In Australia, these types of cases generally settle within a period of several months to 18 months.
Your policy conditions will outline the time limit for lodging your super insurance claim. In general, you must submit your case as soon as possible after you stop working due to your illness or disability. However, in most cases, you can submit a claim years after you stop working.
Be aware that there are strict time limits for disputing a rejected insurance claim. In this situation, you must seek legal advice immediately.
Splatt Lawyers is a 100% no win, no fee law firm. When you choose our insurance claim law firm for your legal case, you pay no fees or costs until we achieve a winning outcome. If you lose, you owe us nothing. Because of our No Fee funding, you have no financial risk for your claim.
Furthermore, before you sign our legal cost agreement, your lawyer will give you an upfront capped price for your claim.
Waiting periods can apply before you lodge a claim with your superannuation provider. The time frame for filing super insurance claims may differ depending on the types of insurance and the nature of your injury or illness. If you believe you have a case, please enquire immediately. Taking early action will improve your legal outcome.
Splatt Lawyers is here to help you know your unique circumstances and the most effective legal path to your desired outcome. Contact us now for your free insurance claim review – Call 1800 700 125.
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Our friendly experienced lawyers love to help. Contact our team with your questions or start your claim online now. It costs nothing to understand your options.
