Page Author: Kerry Splatt is a Principal Lawyer at Splatt Lawyers and a QLD Accredited Personal Injury Specialist for more than 25 years. He has a deep understanding of car accident compensation cases, and has been nominated as a Leading Motor Vehicle Accident Lawyer QLD Doyles Guide 2025
Experienced bicycle accident lawyers can explain your eligibility to make a bike accident claim compensation when injured in a cycling accident that was not your fault.
Injured cyclists may find it difficult to work, resulting in lost wages and pain and suffering. At such a time, expert cycling accident lawyers can explain your rights.
You may be eligible to claim compensation for a cycling accident that wasn’t your fault.
Splatt’s team of bicycle accident lawyers provides a free case review that can explain your cycling accident compensation entitlements. We provide free initial advice for legal claims with a 100% no-win, no-fee, no-risk guarantee. Pay for a win and zero if you lose. Call 1800 700 125
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Queensland and Brisbane’s cyclists are more likely to suffer severe injuries following a road accident involving another vehicle.
No matter how your accident occurred, Splatt Lawyers can help you understand your rights.
Our qualified personal injury lawyers provide legal advice to people who have suffered harm in cycling accidents. We offer a free initial consultation that can explain the steps of the claim process. Call 1800 700 125
Qualified bike accident compensation lawyers can provide legal representation for mild or serious injuries and advice about the legal process.
In Queensland the Motor Accident Compensation Act 1994 protects the rights of injured cyclists when seeking fair compensation for their bicycle accident injuries based on several factors:
Additionally, under Section 109 of the Act, you have three years to submit a court application for bike accident compensation from either:
Our bicycle injury lawyers can explain the personal injury benefits available under Queensland compensation laws.
Being injured in a bike crash through no fault of your own can be traumatic. At such a time, you may struggle to work and pay medical bills due to lost wages. You might consider seeking expert legal advice, but at what cost?
Our accident law firm can help injured Queenslanders understand their legal position after motor vehicle accidents, with 100% no-win, no-fee legal funding.
It’s the Splatt Lawyers’ No-Win, No-Fee, No-Risk guarantee. Call 1800 700 125
Bike riders who have been injured in a car accident may be able to claim compensation through the CTP insurance of the at-fault driver, which means the following:
Every registered road user in Queensland is required to have compulsory CTP insurance (also called third-party insurance). The CTP insurer pays compensatory damages for the liable party when someone is injured by a vehicle.
Third-party insurance provides cover for personal injuries but not for damage to a motor vehicle. If you have been harmed by contact with a car, truck, van, ute or other stationary or moving road user, you could be eligible to make a personal injury claim against the CTP insurance of the at-fault driver.
Public liability claims address injuries from defective roads or hazards. Hence, you make an insurance claim against a public liability insurer when a bicycle accident happens:
For example, you seek compensation from the insurer of your local city council or the property owner’s insurance company. A public liability lawyer can explain how it works.
When you have been involved in a cycling accident, it can be complex to understand who is liable and how to access all your legal entitlements.
Many injured cyclists don’t know their entitlements under Queensland compensation laws. If you are entitled to claim bicycle injury compensation, consider the severity of your injuries and their impact on your life, particularly your capacity for work.
How much compensation you receive in a lump sum settlement relies on several factors, including:
Experienced bicycle accident lawyers can advise you on your eligibility to lodge a claim and possible settlement outcomes.
As with all Queensland personal injury laws, strict time limits apply to personal injury claims for bike accidents.
Our bike accident lawyers can advise you of the time constraint for your case during a free case review. Call 1800 700 125
More about accident claim time limits
Most bicycle accident claims resolve within 12 to 18 months, but those with severe injuries or multiple liable parties can take several years. Other factors that delay settlements:
A bike accident compensation lawyer can explain what to expect during a free consultation.
There is no average payout amount for bicycle injury claims in Queensland; each case is individually assessed based on its unique circumstances. However, claim for bicycle accidents with a motor vehicle are compensated under the CTP insurance scheme and data from the Queensland Motor Accident Insurance Commission (MAIC) shows the following payout figures.
Injury Severity | Average QLD CTP Payout (2024-2025) |
|---|---|
Minor injuries (AIS 1) | $88,900 |
Moderate injuries (AIS 2) | $195,600 |
Serious injuries (AIS 3) | $372,800 |
Severe injuries (AIS 4) | $698,700 |
Critical injuries (AIS 5) | $859,100 |
Physical injuries sustained from bike accidents are often due to a fall. Striking a hard surface with your body can cause mild to catastrophic and serious injuries. Other physical damage can also result from contact with a moving or stationary object (e.g., hitting a pole).
Here are some common types of physical injuries for bicycle accident victims:
However, you were harmed, seek medical attention first. Ensure your doctor, physiotherapist, or other health professional keeps your treatment records.
Many types of cycling accident injuries qualify for compensation. Here are the common causes of bicycle accidents:
What happens after a cyclist hits a motor vehicle depends on who caused the accident.
Smith v Moore & Anor (QLD Court Judgements)
Mr Smith was riding his pushbike on Boundary Road in West End when a motorist opened the driver’s side door of his parked car. The claimant swerved to avoid a crash but was thrown over his bike’s handlebars onto the road.
He suffered a broken left index finger and a lower back injury. He underwent surgery on his finger at the Mater Hospital.
Head of Damage | Settlement Amount |
|---|---|
Pain, suffering and loss of amenities | $8,720 |
Special damages | $842.45 |
Future economic loss | $50,000 |
Past economic loss incl. interest | $7,400 |
Total | $66,962.45 |
Here are the steps in the claims process for bicycle accident injuries in Queensland.
Eligible cyclists can claim compensation for injuries from motor vehicle accidents. In that case, expert bicycle accident lawyers can explain your right to claim compensation following a crash.
Experienced bicycle injury lawyers can also explain the following steps:
Our personal injury compensation team can explain your legal rights and entitlements on a 100% no-win, no-fee basis. Call 1800 700 125
Splatt’s bicycle accident compensation lawyers offer legal advice from ten QLD-wide locations from FNQ to the Gold Coast, the Darling Downs and beyond.
There are usually no upfront costs to make a bike accident claim and most personal injury law firms offer no-win, no-fee funding for these types of cases, so you only pay legal fees when you win.
Generally, the at-fault driver is legally liable for a motor vehicle accident, regardless of the type of injury. However, there can be other situations, including:
Yes, compulsory third-party (CTP) insurance covers injuries from cycling accidents caused by a negligent driver. The damaged party can then seek injury compensation for their financial losses.
Bicycle accident lawyers can explain how it works.
You may still be eligible to claim personal injury benefits even if you have contributory negligence in a bicycle accident. In this situation, you would be assigned a percentage of blame, and common law damages would be reduced accordingly.
An experienced bicycle accident lawyer would seek to minimise your responsibility for the accident to improve the settlement outcome.
Injured cyclists could file a lump sum claim without a compensation lawyer’s support. However, CTP insurers typically use a range of tactics to limit their liability and make lump-sum payments for personal injury claims. They particularly avoid paying the maximum compensation permitted under personal injury law.
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