Legal Advice for Compensation Insurance Claims & TPD Payouts

Workers Compensation Lawyers Gold Coast

Our Gold Coast workers’ compensation lawyers can provide legal advice for personal injury claims when you suffer a work-related accident or illness. They understand the claims process for QLD WorkCover claims.

Splatt’s Gold Coast compensation lawyers provide workers’ compensation legal advice on a 100% no-win, no-fee basis. Pay when you win and zero if you lose. It’s free to know your legal options for WorkCover matters. Call 1800 700 125

Free Claim Evaluation

Check your
eligibility

Personal Injury Laws for Workers Compensation Claims

All Gold Coast employers owe a general duty of care to take reasonable steps to ensure a safe and healthy workplace. When they fail this obligation, and an employee acquires a new illness or injury or worsens an existing medical condition, legislation protects your right to claim personal injury compensation, including:

Knowing which laws apply to your case and all your entitlements is complex. The Splatt Lawyers Gold Coast team can provide a free case review that explains your rights regarding a work-related injury. Call 1800 700 125

Gold Coast WorkCover Lawyers

Our local personal injury lawyers provide advice for the legal process and your rights.

Work Accident Compensation Legal Services

Injured workers may be confused about the type of workers’ compensation claim and navigating complex personal injury laws. Our Gold Coast workers’ compensation lawyers provide 100% no-win, no-fee legal services for the following:

QLD WorkCover Claim

WorkCover QLD is a statutory body of the QLD government and the primary workplace accident insurer. Anyone who sustains a work-related injury could be eligible to file a claim for WorkCover compensation and receive benefits like weekly income payments, medical costs, rehabilitation and return-to-work programs. Furthermore, eligibility does not rely on proving fault (as with common law claims); hence, you do not need to prove who was to blame for harm.

More about WorkCover Claims >

You could sue for common law damages when an employer’s negligence causes physical or mental harm. If successful, a workers’ compensation insurance company generally funds a lump sum compensation payout. Furthermore, common law compensation payments are in addition to payments available under the QLD workers’ compensation scheme.

More about common law claims >

Permanent Impairment Payout

Toward the end of the workers’ compensation process, you can have a WPI assessment and, subsequently, a lump sum offer (depending on your degree of impairment). If your condition has an impairment rating of 20% (or higher) you can receive an impairment payment and make a common law claim. However, if below 20%, you either can accept a lump sum impairment payout or sue your employer for damages.

Gold Coast personal injury lawyers can explain your legal options.

You could be eligible for a Total and Permanent Disability insurance payout when a physical injury or mental disorder stops you from working in your usual occupation (or one for which you are educated or trained).

Your illness or injury does not need to be work-related, and how you were harmed makes no difference.

More about TPD claims >

Eligibility for a Workers' Compensation Claim

You could be eligible to claim workers’ compensation on the Gold Coast when you have a work-related injury with a QLD employer (or a business with a QLD head office), regardless of whether you are a casual, permanent, part-time or full-time employee. Furthermore, some self-employed injured persons and subcontractors are eligible.

Gold Coast workers can claim personal injury compensation even when they are not harmed at their workplace. Claimable situations include the following:

  • Workplace accidents while on a break
  • Injured in a motor vehicle accident while travelling to or from work
  • Hurt while travelling for work-related purposes
  • Injured at a function, work event or conference

In the event of a fatality at work, QLD personal injury laws apply, and the surviving loved ones and dependents can be eligible to seek compensation.

Our Gold Coast lawyers provide a free initial consultation that explains your rights and what you must prove for a successful outcome. Call 1800 700 125

Free Workers Comp Evaluation

Learn your entitlements

How Much Compensation for a Workplace Injury?

Workers’ compensation covers reasonable expenses and pays weekly statutory benefits and a lump sum payout for permanent impairment and common law damages. How much you receive relies on several factors, including:

  • The number and type of injuries and their severity
  • How much a psychological or physical injury impacts your ability to work
  • The extent of your financial loss
  • Your age and current income level

While recovering from your work-related injury or illness, you could receive fair compensation, including:

  • Lost wages and superannuation
  • Past and future medical expenses
  • Treatment-associated travel expenses
  • Loss of enjoyment of life (pain and suffering)
  • Funeral expenses

A Splatt workers’ compensation lawyer can provide a settlement estimate during a free case review. Call 1800 700 125

Gold Coast WorkCover personal injury claims icon

Gold Coast Workers Compensation Lawyer Services

100% No Win No Fee Policy

Our Gold Coast no-win, no-fee lawyers carry the financial risk of workers’ compensation claims, thanks to your 100% no-win, no-fee, no-risk policy, which means:

  • It’s free to start
  • We fund medical reports and expert assessments until settlement
  • Pay legal fees when you win and zero if you lose
  • Our legal fees are capped
  • We fund rehab expenses for our valued clients

Our personal injury lawyers can explain our legal fees during free initial advice. Call 1800 700 125

How much does a lawyer cost? >

The Queensland Law Society has recognised Accredited Personal Injury Specialist Lawyers as having substantial expertise in compensation law.

Kerry Splatt, the principal of Splatt Lawyers, is one such legal practitioner. This means our Gold Coast workers’ compensation lawyers work with the direction of an Accredited Specialist Lawyer.

Types of Workplace Personal Injury Claims

The Queensland workers’ compensation scheme covers any work-related physical or psychological injury or illness. Below are some common workplace injuries covered by workers’ compensation law.

Physical Injuries

A long list of work-sustained physical injuries are eligible for personal injury claims, statutory benefits and lump sum compensation, including (but not limited to)

  • Fractures
  • Back and spinal injury
  • Neck and head injuries
  • Shoulder injury
  • Amputations
  • Burns and scarring
  • Whiplash and other soft tissue injuries
  • Vision loss and industrial deafness
  • Exposure to toxic chemicals
  • Electrocution
  • Repetitive strain injury
  • Internal injury

When harmed, first lodge a prompt accident report with your employer and seek medical attention for mild and serious injuries to ensure your well-being and for medical evidence.

Experienced personal injury lawyers can explain personal injury law procedures after you meet with a doctor.

Workers’ compensation also covers psychological trauma and emotional distress including stress-related conditions like depression and anxiety. In fact, any recognised mental illness could be eligible for a statutory benefits claim and lump sum payment.

Work-related illnesses include new ailments and worsening pre-existing conditions. Common ailments include asthma, asbestosis, silicosis, or pre-existing and other respiratory diseases.

To be eligible, your illness or medical condition must have been acquired through work-related activities and diagnosed by a medical professional.

Like the other types of compensation claims, gathering all the relevant documents, witness statements, and medical evidence to support your claim is important.

Workers compensation claim icon

Common Challenges for Workers Compensation Claims

While filing a workers’ compensation claim may seem simple, some common roadblocks can arise, including contested liability, a lack of evidence, and strict time limits.

Disputed Liability

WorkCover (the Queensland workplace injury insurer) is liable to pay damages when you are harmed. They could seek to reduce or dispute liability to avoid a work injury payout.

Alternately, multiple liable parties may exist, each disputing their level of liability. An experienced workers’ compensation lawyer understands how to prove who was to blame for a work accident.

Successful work injury claims require expert evidence to prove your injuries resulted from employer negligence.

The Limitation of Actions Act 1974 (Qld) establishes a general three-year limitation period for personal injury litigation. Hence, time limits apply for those seeking workers’ compensation for a workplace illness or injury. Following are the time constraints from the accident date or time of diagnosis.

  • QLD WorkCover claims: lodge a case within 6 months of the accident date or injury diagnosis. Note: Your employer has eight days to report any work-related injuries to QLD WorkCover; however, their reporting does not trigger your legal process.

  • Common Law Claims: Damages can be pursued according to the Workers’ Compensation and Rehabilitation Act 2003 (Qld) within three years of the accident or injury date.

In some rare circumstances, you can be granted an extended limitation period. However, in most cases, you will be blocked from seeking fair compensation for missing a deadline.

Splatt Lawyers Gold Coast explains your time frames during a free case review. Call 1800 700 125

Personal Injury Lawyers Advice for Gold Coast Workers' Compensation

It’s not easy to seek compensation for workplace personal injuries. The workers’ compensation insurer often tries to reduce or deny your entitlements to protect its bottom line.

The work accident lawyers at Splatt Lawyers can explain your rights during a free case review. They support the rights of injured workers in the Gold Coast community on a 100% No Win, No Fee basis. It’s free to know your options. Call 1800 700 125

Gold Coast Workers Compensation Claim Process

Report the Work Incident

The first step in the personal injury claim process is promptly reporting the injury to your employer. This kick-starts workers’ compensation claim procedures and provides essential supporting documentation.

Get Medical Treatment

Please see a doctor, GP or specialist for immediate medical care to manage your condition and start recovery. Even if you think you have a mild injury, getting prompt treatment helps protect your rights in a workers' compensation claim.

Legal Advice

Under personal injury laws, you have the right to seek legal advice for WorkCover claims.

Lodge a WorkCover Claim

The next step is to submit a Notice of Claim to WorkCover Queensland, which will investigate the case.

Receive Benefits or a Settlement

When a claim is approved, you will receive benefits, including medical costs, weekly income, and rehab support. Additionally, you could be eligible for a lump sum permanent impairment settlement and/or a common law claim].

Timeline of a QLD Workers Compensation Claim
Timeline of a QLD Workers Compensation Claim
Workers compensation lawyers Gold Coast icon

Gold Coast WorkCover Lawyers FAQs

You have three years from the accident or injury diagnosis date to make a claim for compensation in most cases. For WorkCover claims, you have six months to lodge your case.

Experienced personal lawyers understand the deadline imposed by Queensland legislation.

According to the Workers’ Compensation and Rehabilitation Act 2003, your workers’ compensation payments can continue for up to five years or until you reach the maximum amount of compensation. Generally, your level of physical or mental harm and your recovery time will determine how long you receive benefits.

In Queensland, workers’ compensation covers medical costs and lost income for employees who have suffered workplace injuries, either on the job or during work-related activities. Injured persons can also have a potential common law claim for a lump sum payment. Insurance cover is provided by WorkCover QLD, except for self-insurer employers.

Typically, a WorkCover claim in Queensland takes up to 20 business days to process. However, depending on the complexity of the injury or illness, this timeframe may be extended if additional information is needed.

Our Gold Coast law firm provides 100% no-win, no-fee compensation legal services for people facing challenges at work, such as:

  • Accident while using a machine
  • Harmed working on a construction site
  • Sustained a back injury while doing their job
  • Work-related motor vehicle accident
  • Car accident while travelling to or from work
  • Being bullied or harassed at work
Queensland Law Society Accredited Personal Injury Specialist logo
Gold Coast District Law Association logo
Queensland Law Society Logo