Legal Advice for Compensation Insurance Claims & TPD Payouts

What is my compensation claim worth?

Use our fast, easy online calculator to know what your compensation insurance payout might be worth in 2 minutes. You can get a free super claim review by Phone 1800 700 125 or  – Email Us your details.

(Disclaimer – online claim values are a guide. For an accurate estimate, please contact us)

For TPD Payout Calculator, click here >

Know Your Insurance Claims Payout Value

When you think about making a legal claim for damages, you might wonder if it is worth the effort. How much am I going to get anyway? After all, making an insurance claim can sometimes be stressful and challenging. 

Splatt Lawyers is here to make this process simple!  We have been helping Queenslanders who have experienced a loss for many years. Based on our knowledge of legal cases like yours, we can estimate the outcome you could expect and explain any factors that might impact your result.

Splatt Lawyers makes it easy to estimate your insurance entitlements by using our online tool. It’s Free and Fast – Find out now what your claim is worth.

You can also get a free, accurate evaluation by phone – Call 1800 700 125.

More about negligence claims >

What is my claim worth?

Insurance Compensation Claims for Illness or Physical Injury

In Queensland, you have the legal right to claim a compensation payout when the negligence of another person or party physically or mentally harms you. An insurance company is usually liable to fund your damages compensation. There are several types of claims you could make based on your circumstances.

When you have a successful compensation claim, the insurer pays lump-sum benefits to restore your life to where it would be had the accident not happened.

100% No Win No Fee – No Upfront or Ongoing Costs

Splatt Lawyers will fund your insurance claim on a 100% No Win, No Fee basis, which means you only pay our fees and costs when you win and zero if you lose – including the cost of any medical or expert reports needed to create a compelling case to achieve your desired outcome!

Our No Win, No Fee, No Risk guarantee means that:

  • It costs nothing to start your case.
  • There are no legal costs or fees during your claim.
  • You pay legal fees when you win.
  • You pay nothing if you lose.
  • We fund your medical reports and assessments.
  • We support your rehabilitation costs.

What are the Factors for Calculating Insurance Claim Payout Values?

The value of an insurance claim payout relies on various factors. First, you must understand that all injury claim settlements are unique, and the circumstances of your case will, in part, determine the lump sum payment you will achieve. These factors include the type of injury or illness, such as:

Other influences on the value of your lump sum payout include:

  1. Your age at the time of your physical injuries or illness
  2. Your medical history
  3. The severity of your injuries
  4. Your income at the time of injury
  5. How much time you have off work
  6. Future medical expenses

Ask our skilled legal team now what you might expect from your case. Use our online calculator, or for a more accurate assessment, Call Us at 1800 700 125. Our friendly lawyers love to help!

Learn how claim payouts are calculated >

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How are Negligence Compensation Payouts Calculated?

The value of an insurance compensation payout is determined using ‘heads of damages”, which assesses the evidence against each claimable component. These can be divided into two categories: general damages (or economic damages) and non-economic damages. How much compensation you receive relies on these factors.

Economic Damages

Economic damages are material losses that have a financial value. This type of compensation is calculated using the injured person’s actual expenses, such as medical treatment costs, lost income, travel expenses, and property damage.

Medical Costs

A damages payout aims to reimburse medical expenses such as hospital fees, ambulance costs, medication, surgical costs, rehabilitation expenses, and future medical needs.

Includes compensation for wages lost due to your condition. In some circumstances, the claimant may be eligible for a lump sum permanent impairment payout when the damage leads to a long-term disability that stops them from working. A successful personal injury claim can also include damages for estimated future income,

An insurance damages payout can include legitimate home care costs and other out-of-pocket expenses, including care provided by your family and others.

Travel costs related to medical treatment are included in a successful personal injury payout.

Relates to personal property, like a damaged motor vehicle. The expense of repairing or replacing the damaged property is considered when calculating compensation payouts. (Note: you typically do not need a lawyer for property damage claims.)

Non-Economic Damages (General)

Non-economic damages are perceived losses that are challenging to value financially. These include mental anguish, lost enjoyment of life, pain and suffering, and lost companionship. Calculating the value of non-economic damages is more subjective compared to economic losses.

Pain and Suffering

Pain and suffering compensation relates to the claimant’s immediate and long-term emotional suffering as a result of the accident. Pain and suffering claims aim to ease the injured person’s distress and reduce its impact on their life.

Use our pain and suffering calculator now to learn how much compensation you could receive.

Refers to losing the capacity to participate in pastimes and interests enjoyed before the accident. When the claimant has reduced capacity for these activities, compensation may improve their quality of life.

Considers the emotional impacts of the accident, like depression, anxiety, post-traumatic stress disorder (PTSD), and other psychological ailments related to the injury. Compensation for emotional distress recognises the effect of the accident on mental health.

More about psychological injury claims >

This is compensation granted to the claimant’s domestic partner. It makes up for what the injury or illness has removed regarding love, companionship, and the capacity to maintain a typical relationship.

Use our compensation payout calculator to learn the value of your insurance benefits.

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Independent Legal Cost Assessment

Most people only have one compensation claim in their lifetime and will often choose a No-Win, No-Fee law firm to manage their case. It is natural to consider how you will be charged and who checks your bill for accuracy. Most Queensland compensation law firms use timed billing, which means your legal team will charge you by the hour for work on your matter; they should not charge a percentage of your personal injury claim payout.

At the same time, some lawyers might use questionable billing procedures; an external legal billing firm reviews all Splatt Lawyer’s legal files. They’re responsible for examining how we bill every legal matter so our fees are open and honest. We’re committed to fair treatment for all our Queensland clients.

More about our legal fees →

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Start Your Compensation Claim Calculation Now

Answer these questions to help us calculate the value of your claim. Call us anytime at 1800 700 125 for a free claim estimate and a free legal assessment.

(note: in some cases, our partner law firm could manage your legal matter)

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