Legal Advice for Compensation Insurance Claims & TPD Payouts

Psychological Injury Lawyers for Mental Health Compensation Claims

Our psychological injury lawyers provide mental health compensation legal advice when you have suffered a psychological injury due to another person or party’s negligence. In that case, you may be entitled to make a psychological injury compensation claim for a recognised mental illness like depression, anxiety, PTSD, bipolar disorder, nervous shock, etc.

In Queensland, you can claim workers’ compensation for work-related psychological injuries.

Splatt personal injury lawyers offer legal advice for mental health claims on a 100% No Win, No Fee basis. It costs nothing, to be sure, and you owe nothing until you win.  Call Now: 1800 700 125

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100% No Win, No Fee Psychological Injury Compensation

Your finances are likely not in great shape when your mind struggles with a psychological injury, and you can’t work. You need professional legal advice regarding your entitlements but can’t afford the fees of a psychological injury lawyer or solicitor.

You will be pleased to learn about Splatt’s No Win, No Fee, No Risk policy. All eligible mental injury patients can access our 100% no-pay legal funding with no upfront or ongoing legal fees.

We cover your expenses, including reports from medical and psychology professionals. Pay our legal costs when you win and nothing if you lose, with no hidden or extra charges. It’s our No Win, No Fee, No Financial Risk guarantee.

More about our pricing >

QLD Psychological Injury Lawyers

A QLD psychological injury lawyer explains your right to claim compensation.

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Claiming Psychological Illness Compensation

A range of mental disorders is eligible for a psychological personal injury claim. Some common claimable mental health conditions include:

PTSD (Post Traumatic Stress Disorder)

PTSD is typically triggered by observing a traumatic event or series of incidents for an extended period.

 More about PTSD claims here > 

Workers compensation claim icon

In Queensland, you can claim workers’ compensation when you suffer a new or worsened work-related mental injury. You will need a minimum 15% whole-person impairment rating to qualify for a lump sum payout.

It can be challenging for injured workers to have the state workers’ compensation authority approve benefits, so seek advice from our workers’ compensation lawyers.

More about workers’ compensation for mental illness >

Mental illness claim icon

A compensable stress and anxiety disorder is generally a psychological injury caused by work. For example, mental injuries from harassment, bullying, intimidation, and working dangerously long hours. Our personal injury law team explains your right to claim work injury damages.

More about stress and anxiety claims >

Depression

Depression can originate from work situations but is often secondary to a physical injury. 

More about claims for depression >

Mental health TPD claim icon

When your mental illness prevents you from working again in your regular occupation, you could claim a lump sum TPD insurance payout through your superannuation.

More about mental health TPD >

You can experience emotional distress when recovering from a personal injury, or it can originate from undesirable behaviour like workplace bullying.

More about emotional trauma claims >

What is Considered a Psychological Injury?

A psychological injury is a mental disorder or illness triggered by a traumatic event or stressful situation or associated with a physical injury. It is a recognised psychiatric ailment arising from an incident damaging enough to impact the injured person’s capacity to do their job or daily routine tasks. These disorders can range from:

  • Mild to severe anxiety
  • Depression
  • Post-traumatic stress disorder (PTSD)
  • Bipolar disorder, schizophrenia
  • Adjustment disorder or social anxiety disorder

You can also suffer mental harm when someone close to you is injured in a catastrophic accident, and you learn about the incident or view the scene soon after it happens.

How to Make a Successful Psychological Injury Claim

There are six steps to lodging a successful psychological injury claim in Australia.

  1. Get immediate help from a psychologist or psychiatrist with a formal diagnosis. Then, follow their treatment plan.
  2. For work-related psychological injury claims, lodge a report with your employer and QLD WorkCover (within 30 days)
  3. Collect medical reports and other evidence to support your case
  4. Talk to a psychological injury lawyer for legal advice on your next steps to a successful outcome.
  5. File your claim
  6. Challenge a rejected claim or receive a compensation payout

What is my claim worth?

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How Much Compensation for a Psychological Injury Claim?

Everyone has unique circumstances. What you claim and the value of your lump sum compensation varies according to your condition and how it was acquired. However, if you have an approved psychological injury claim, you will receive some or all of the following:

  • Workers’ compensation payments: QLD WorkCover provides weekly payments when you are not working.
  • Medical expenses: your medical costs (related to your illness) are covered.
  • Permanent Impairment Payout: you could get lump sum compensation for your work-related illness or injury.
  • Damages Claim: You could make a common law claim for psychological harm and receive a lump sum amount compensating for your loss.

It’s free to know the value of legal damages, so contact us now >

Learn how personal injury claims are calculated >

Value of Compensation Payouts for Psychological Injury

The value of compensation payouts for psychological injury depends on several factors, including:

  1. The severity of your mental disorder and its impact on your life
  2. How your injury occurred and the likelihood of a full recovery
  3. If you have a new psychiatric condition or escalation of a previous injury
  4. The type of personal injury claim or insurance claim

NOTE: For personal insurance claims, it does not matter how you acquired your condition.

Average Psychological Injury Payouts QLD

  1. Common Law Claim: According to QLD workers’ compensation scheme statistics 2022-2023, the average lump sum payment for a psychological injury common law settlement was approximately $68,000.

  2. Whole Person Impairment Claim: In Queensland, lump sum payments for psychological injury require a minimum permanent impairment rating of 15%. For successful workers’ compensation claims, whole-person impairment lump sum payouts range between approximately $57,000 and $631,000

  3. Mental Injury TPD Claims: You make a TPD claim for mental injuries when you can’t work again in your usual occupation. A successful TPD lump sum payment in Australia ranges from $50,000 to $50,000. Some fortunate people with multiple superannuation accounts can make multiple claims and regularly achieve six-figure payouts.

Psychological Injury Common Law Claims

When your psychological disorder is due to another party or person’s full or partial negligence, you could make a successful common law claim. In this case, you are making a damages claim (suing for your loss) against the at-fault party’s insurance company. For example, when your employer causes you mental harm, you are suing the QLD workers’ compensation insurer.

Psychological injuries can have the same level of severity and impact on individuals compared to physical injuries. The amount of your mental illness compensation will depend on.

  1. Your type of psychological injury
  2. The severity of your mental illness
  3. How long it will take to recover

Common law payouts can be significant and paid in a lump sum. Find out more by contacting our legal team now

More about psychological injury common law claims >

You could claim compensation for emotional distress when you feel mental distress, anxiety, or depression due to someone else’s duty of care failure. This condition is often associated with recovery from a personal injury. To have a successful claim, the injured party must show that:

  • The other party with reckless disregard for your welfare and
  • You suffered physical or mental damage as a result

If your mental illness stops you from working again, you might also make a Total and Permanent Disability (TPD) claim against the TPD insurance contained within your Superannuation policy. In this circumstance, how you got your psychiatric or psychological disorder is irrelevant. Regardless of how you were harmed, you can still make a mental injury disability claim. TPD Payouts can be considerable, with many people receiving around $ 500,000. 

Use our TPD Calculator to see what your payout could be worth.

Time Limits for Psychological Injury Claims

In Queensland, psychological injury claims are subject to strict time limits. If you believe you have a mental health condition because of an incident (or series of incidents), you should seek legal advice immediately. Regardless of how you were harmed, including:

  • At work
  • On the road
  • In a public place
  • Witnessing a traumatic event
  • Or working too hard

Act now to protect your rights. Failing to take action may prevent you from seeking compensation.

Can I Make a Psychological Injury Claim?

You can make a claim for psychological injury when you suffer psychological harm because another person or party failed to keep you safe. In other words, they failed their duty of care. In Australia, everyone has a general responsibility to take reasonable steps to protect the safety of others.

Fortunately, knowing if you have a valid mental illness claim at Splatt Lawyers is straightforward. Contact our personal injury legal team for free advice now – Call 1800 700 125

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Work-Related Mental Health Claims

In Queensland, everyone has the legal right to a healthy and safe workplace. If you have a workplace injury that has damaged your mental well-being (i.e. your work was a significant contributing factor), you could claim workers’ compensation.

The success of workers’ compensation claims for work-related mental injury relies on linking your mental damage with your occupation (either fully or partly) Your job-related injury could have influenced your behaviours, emotions, feelings and thinking and been expressed as post-traumatic stress, depression, suicidal thoughts, and anxiety. Actions and events that can lead to mental health problems include the following:

  • Workplace bullying
  • Workplace harassment
  • Discrimination or vilification
  • Unreasonable workplace management
  • Witnessing a single traumatic event

Learn more about workers’ compensation for mental health here >

View our Guide to workers’ compensation payouts >

QLD Psychological Injury Lawyers Claim Legal Advice

A claim for psychological or mental injury damages is based on a diagnosed disorder caused by the negligence of others. In this situation, a personal injury lawyer explains how to establish liability for your financial loss. They assist you in proving psychological injury and identifying who was at fault.

Splatt Lawyers’ mental health compensation team put you on the path to justice by explaining your rights and entitlements in plain English. Contact us now to learn more. It’s free, to be sure. Call 1800 700 125

Psychological Injury Lawyers Near You

Knowing that Splatt Lawyer’s is nearby is reassuring when you need qualified advice from a personal injury lawyer about your right to claim a lump sum compensation payment.

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Mental Health Compensation FAQs

If you are suffering from depression, anxiety, stress, post-traumatic stress disorder (PTSD), eating disorders, self-harm, or other mental disorder, you may be entitled to claim under the Queensland Workers Compensation Act. In some cases, you may also be eligible to claim if your workplace caused the escalation of a pre-existing psychological illness.

Time limits for making a claim vary depending on your claim type. Please seek legal help as soon as possible to learn about your time constraints.

Yes, you can make a work injury damages claim for a workplace psychological injury when your job significantly contributes to your mental disorder. You can be eligible to claim when you acquire a new condition, or your workplace worsens an existing illness. This includes ailments like PTSD, depression and anxiety, as well as work-induced stress, burnout and emotional trauma. Ask our workers’ compensation lawyers for free advice.

More about work mental illness compensation >

The time it takes to settle a common law mental illness claim relies on the case’s complexity and, often, the settlement size. Large payouts are more likely to face challenges from the insurer, who will typically try to delay payment as long as possible. The settlement also takes longer when multiple parties are liable for your injury or when they dispute liability.

More about common law claims >

In the workplace, mental stress and exhaustion from work pressure, or incidences of bullying and harassment, are not generally considered grounds for pursuing a claim for psychiatric injury. In the case of other accidents, temporary emotions like stress and anger will also not form the basis of a successful claim.

On the other hand, prolonged exposure to stressful situations may contribute to developing a severe psychiatric disorder and provide grounds for seeking damages for psychological injury.

Our Team are Ready to Help. Request Your Free Claim Assessment Now!

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