Our Queensland CTP lawyers provide legal advice for CTP insurance claims to people injured in a no-fault car accident on a 100% no-win, no-fee basis. CTP claims (or third-party insurance claims) are complex, and insurance companies may seek to limit your entitlements.
That’s when QLD personal injury lawyers can help you understand your rights.
However your road accident happened as a vehicle driver, truck driver, passenger, bicycle rider, motorcycle rider, or any other circumstance, an experienced CTP claim lawyer can explain your entitlements. Splatt Lawyers provides a free initial consultation. Call 1800 700 125 or email us >
Check your
eligibility
For Queensland drivers with a registered vehicle, third-party CTP insurance provides cover for claims involving a road injury or fatality. A CTP policy covers:
If you are injured on Queensland roads and were either not at fault or partially not at fault, a CTP insurance claim can fund injury compensation.
Expert CTP lawyers advise on the legal process and your rights.
Your legal right to claim CTP compensation for Queensland motor vehicle accidents is covered by the Civil Liability Act 2003, and the Motor Accident Insurance Act 1994.
Generally, this legislation outlines the compensation claims you can make and compensation entitlements. Our CTP legal team can explain for free how this legislation applies to your circumstances. Call 1800 700 125
Learn Your Entitlements
A road injury that wasn’t your fault can disrupt your life. The physical or psychological damage can make it difficult to focus on your financial circumstances, including the cost of advice from QLD CTP lawyers. When you work with Splatt Lawyers provides 100% no-win, no-fee legal services for third-party accident insurance claims, which means:
Our Brisbane CTP law firm can explain how we charge fees during a free consultation. Call 1800 700 125
How much you receive in personal injury benefits depends on the extent of your injuries and the impact on your life. Your entitlements could include compensation for:
Additionally, medical expenses for treatments necessary due to the accident, such as doctor visits, surgery, or physical therapy, may be covered by the CTP insurer.
Splatt Lawyers’ compulsory third-party legal team advise on legal claims with Queensland CTP insurers. It’s free to know your rights. Call 1800 700 125
If you are injured on a Queensland road and making a CTP claim, you start the process by submitting a Notice of Accident Claim form to the insurer of the at-fault vehicle. Please understand that this form is a legal declaration and there can be severe consequences if you provide a deceptive statement to the CTP insurer.
Splatt Lawyers provides legal advice on a 100% no-win, no-fee basis, including the process for a successful outcome. Call 1800 700 125
The Motor Accident Insurance Act 1994 (Qld) imposes strict time limits for injured people to start the CTP claim process. Hence, you must lodge your claim within the earlier of:
If the vehicle that caused the accident has insurance coverage, the deadline for filing compulsory third-party insurance claims is three years.
But if the driver that caused the motor vehicle accident is unknown or uninsured, there is a three-month time limit to lodge your claim against the nominal defendant.
The claim lodgement time limit is much shorter when the driver or vehicle that caused the road accident is unknown, unregistered or uninsured. In that case, CTP compensation payments are funded by the QLD nominal defendant, and you must lodge your claim within three months or up to nine months if you have an accepted reason for exceeding the deadline.
Splatt’s CTP claim lawyers can explain your rights and time constraints that apply to your case for free. Call 1800 700 125
This is a roadmap of the CTP claims process:
Collate evidence and notify the CTP insurer of your intention to seek compensation.
Next, you lodge a completed form. The insurer will let you know within 14 business days if your case is compliant, and they may also offer to pay for your rehabilitation costs and expenses.
Seek medical treatment to stabilise your injuries and get a medical certificate.
The Queensland third-party insurer of the vehicle at fault will assess liability within six months (sometimes less).
The CTP insurance company will collate your medical reports and assessments to assess your CTP compensation payments.
Your injury has become stable, and you will have a medical assessment.
Settlement negotiations commence.
Your compensation claim is finalised, and settlement funds (minus legal costs payable) are deposited into your bank account.
If your claim is denied, you have the right to challenge the CTP insurer’s decision.
Our CTP lawyers can provide legal counsel for the CTP claims process. Initial consult is free. Call 1800 700 125
Witnessing a terrible accident can be very disturbing. In fact, you could have a prolonged emotional injury if you see a friend or loved one being hurt or killed in a road accident.
People in Queensland with a psychological reaction to a tragic accident may be eligible to claim nervous shock. This type of personal injury claim is generally more relevant to close friends and family members; however, it can also apply to first responders such as police, ambulance, and fire officers.
You could be eligible for a lump sum payment if you.
For some people, their physical or psychological injury becomes worse over time. This means that if your injury was initially minor, it may become non-minor.
A QLD CTP lawyer can advise you on your lump sum compensation entitlements. Call 1800 700 125
Are you making a CTP claim? Accessing your personal injury insurance entitlements can be challenging when lodging a CTP insurance claim. Typically, the insurance company will have its own set of rules and regulations for assessing your case to determine the value of your payout.
It’s free to know your legal options. Call 1800 700 125
Splatt Lawyers provides legal advice to people injured in a motor vehicle accident from ten QLD-wide locations.
If you are harmed on a Queensland road and the accident is not your fault, you could lodge a compensation claim for personal injury benefits. You lodge a CTP claim with the insurer of the at-fault vehicle.
Splatt Lawyers can help you find the relevant insurer and explain how to receive your legal entitlements.
It is typical for the CTP insurer to appoint an investigator for a road accident. This investigator will get statements from the vehicle drivers and any witnesses. They will probably ask you for a statement, too. How you word your account is significant to the outcome of your case.
You have the right to seek legal advice before making a statement with a CTP claim investigator.
CTP Claims will resolve at different times depending on individual circumstances. Every road accident is different in the time it takes to complete. Claims for minor injuries usually resolve more quickly than claims for significant accidents or when there is doubt about who was at fault.
If the vehicle at fault is unregistered, there is no CTP insurer. In this circumstance, you can claim against the State of Queensland’s Nominal Defendant. This statutory body was created under the Motor Accident Insurance Act of 1994, enabling injured people to claim personal injury compensation.
There are strict time limits to submit your case to the nominal defendant. Once you have lodged your claim, they will fund your medical costs while your car accident compensation claim progresses.
You can choose to lodge a claim directly with the relevant insurer and without the support of a CTP lawyer. However, statistics demonstrate that people who choose to represent themselves in CTP claims against insurers are usually disappointed.
That’s because QLD CTP insurers often seek to reduce or deny entitlements. Compensation lawyers understand the techniques used by insurance companies to limit their responsibilities.
Queensland’s three licenced CTP insurers are Suncorp, Allianz, and QBE. One of these insurance companies would likely fund your motor vehicle accident compensation.
Keeping you up-to-date and informed with relevant facts and news about the world of compensation law, our law firm and our services
Our local Queensland lawyers advise on your rights. Splatt Lawyers offers a free initial consultation regarding your eligibility and entitlements.
