Our Queensland CTP Insurance Claim Lawyers provide legal advice for people injured in a car accident that was not their fault, on a 100% No Win, No Fee basis. CTP claims (or third-party insurance claims) are complex, and insurance companies typically seek to limit your entitlements. That’s when our QLD personal injury lawyers can help you understand your rights.
However your road accident happened as a vehicle driver, truck driver, passenger, bicycle rider, motorcycle rider, or any other circumstance, an experienced CTP claim lawyers help you achieve justice. At Splatt Lawyers it costs nothing to know your rights, so Call Now – 1800 700 125 or email us >
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For Queensland drivers with a registered vehicle, third party CTP insurance provides cover against claims made against you should you injure or kill someone else on the road. A CTP policy includes passengers in your car, pedestrians, other motorists, etc. Therefore, if you are injured on Queensland roads and were either not at fault or partially not at fault, a CTP insurance claim will fund your injury compensation.
Your legal right to claim CTP compensation for Queensland motor vehicle accidents is covered by the Civil Liability Act 2003, and the Motor Accident Insurance Act 1994.
Generally, this legislation outlines the compensation claims you can make and limits the settlement you can achieve. To understand how this legislation applies to your legal matter, speak with our CTP Claim legal team for a free case assessment. Call Now – 1800 700 125
Our expert CTP lawyers advise on the legal process and your rights.
Being harmed in an unexpected road accident can disrupt your life. Furthermore, your physical or psychological damage can make it difficult to focus on your financial circumstances, including the cost of advice from QLD CTP lawyers. Thankfully, when you work with Splatt Lawyers on your third-party accident insurance claim, our No Fee policy covers your legal costs.
Our 100% No Win, No Fee legal funding means you pay nothing to get started and nothing until we win your claim. Additionally, we fund your medical assessments and expert reports until settlement, when these fees are recovered. Pay zero if you lose. Start now by Calling 1800 700 125
If you are injured on a Queensland road and wish to make a CTP insurance claim, you start the process by submitting a Notice of Accident Claim form to the insurer of the at-fault vehicle. Please understand that this form is a legal declaration.
In Queensland, there can be severe consequences if you provide a deceptive statement to the CTP insurer. Hence, it is best to seek legal advice when you want a successful outcome.
Act Now – Motor Vehicle Accident Time Limits ApplyThe Motor Accident Insurance Act 1994 (Qld) requires you to start the CTP claim process within the earlier of:
If the vehicle that caused the accident has insurance coverage, the deadline for filing compulsory third-party insurance claims is three years.
A strict limitation period applies for unregistered at-fault vehicles when making a CTP claim. In this case, it is essential to conduct an in-depth search to identify the correct CTP insurer promptly. Otherwise, a claim could be lodged against the wrong insurance company without correctly verifying the insurer, thus missing applicable deadlines.
Splatt Lawyers advises you on how to protect your rights with 100% No Win, No Fee legal services by our CTP claim lawyers. Call now for immediate support – 1800 700 125.
Queensland’s four licenced CTP insurers are RACQ, Suncorp, Allianz, and QBE. One of these insurance companies would likely fund the damages payout of your motor vehicle accident compensation. How much you receive depends on the extent of your injuries and the impact on your life. Your entitlements would include payment for:
Additionally, medical expenses for treatments necessary due to the accident, such as doctor visits, surgery, or physical therapy, may be covered for up to six months from the date of the accident, as well as for ongoing and necessary treatment.
The CTP insurer will likely try to limit the value of your entitlements. Splatt Lawyers’ compulsory third-party legal team advise on legal claims with Queensland CTP insurers. Call now for fast legal help – 1800 700 125.
You cannot make further compulsory third-party CTP claims once you have received a settlement. However, if your accident injury has prevented you from working in your regular profession, you might also have a superannuation TPD claim. Calculate My TPD Payout >
This is a roadmap of the CTP claims process:
Collate your evidence, and submit a completed form to the CTP insurer.
Next, you lodge your claim. The insurer will let you know within 14 business days if your case is compliant, and they may also offer to pay for your rehabilitation costs and expenses.
Start your recovery. Seek medical treatment to stabilise your injuries and get a medical certificate for your case.
The Queensland third-party insurer of the vehicle at fault will judge liability within six months (sometimes less).
The insurance company (and your lawyer) will collate your medical reports and assessments to assess your CTP compensation payments.
Your injury has become stable, and you will have a medical assessment.
Negotiation commences regarding the outcome of your claim.
Your compensation claim is finalised and settlement funds are deposited in your bank account.
If you are unhappy with your claim outcome, you can challenge the CTP insurer’s decision. Our CTP lawyers can provide legal support for the CTP claims process. Call Now for free initial advice: 1800 700 125.
Witnessing a terrible accident can be very disturbing. In fact, you could have a prolonged emotional injury if you see a friend or loved one being hurt or killed in a road accident. This memory could destroy your sleep and focus at work and cause you to withdraw from others and social interaction.
People in Queensland with a psychological reaction to a tragic accident may be eligible to claim nervous shock. This type of personal injury claim is generally more relevant to close friends and family members; however, it can also apply to first responders such as police, ambulance, and fire officers.
If you were not at fault for your motor vehicle accident and your injuries were assessed as non-minor (permanent impairment), you could be eligible for a lump sum payment.
For some people, their physical or psychological injury gets more severe over time, so if you were initially assessed as minor, but you could become a non-minor. Speak a CTP lawyer for advice on how lump sum consideration may apply to your case.
Are you making a CTP claim? Accessing your personal injury insurance entitlements can be challenging when lodging your CTP insurance claim. Typically, the insurance company will have their own set of rules and regulations for assessing your case to determine the value of your payout.
Get fast support by Calling 1800 700 125.
When you need reliable legal advice for a CTP injury claim, it’s good to know help is close by. Splatt Lawyers provides fast support from 10 convenient locations: Brisbane, Sunshine Coast, Gold Coast, Toowoomba, Logan, Ipswich, Caboolture, Bundaberg, Cairns and Townsville.
If you are harmed on a Queensland road and the accident is not your fault, you could lodge a compensation claim for personal injury benefits. You lodge a CTP claim with the insurer of the at-fault vehicle. Splatt Lawyers will help you find the relevant insurer and ensure you receive your legal entitlements.
Your payout amount will depend on the nature of your injuries and their impact on your life. Everyone has unique circumstances when it comes to road accidents. In Queensland, the average CTP payout figure is approximately $100,000.
It is typical for the CTP insurer to appoint an investigator for your incident. This investigator will get statements from the vehicle drivers and any witnesses. They will probably ask you for a statement, too. You should seek legal advice before speaking with your investigator. How you word your account is significant to the outcome of your case.
CTP Claims will settle at different times depending on individual circumstances. Every road accident is different in the time it takes to complete. Claims for minor injuries usually resolve more quickly than claims for significant accidents or when there is doubt about who was at fault.
If the vehicle at fault is unregistered, there is no CTP insurer. In this circumstance, you can claim against the State of Queensland’s Nominal Defendant. This statutory body was created under the Motor Accident Insurance Act of 1994, enabling injured people to claim personal injury compensation. There are strict time limits to submit your case to the nominal defendant. Once you have lodged your claim, they will fund your medical costs while your car accident compensation claim progresses.
You can choose to represent yourself for your legal damages case. However, statistics demonstrate that people who choose to represent themselves in CTP claims against insurers, expecting to save money, are usually disappointed.
Data from the Motor Accident Insurance Commission reveals that, on average, those who filed their own claims received less than $10,000 in settlements. In comparison, those with representation from a CTP claim lawyer achieved average payouts of around $90,000.
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Our local Queensland lawyers are prepared to help. Contact our team with your questions or start online now. It costs nothing to understand your options.
