In Queensland, the value of CTP compensation payout amounts varies based on your individual circumstances. Our guide to car accident compensation claims explains how it works, including how much compensation you can expect in a lump-sum payout if you have suffered injuries in a motor vehicle accident.
Our free assessment tool explains your eligibility after a motor vehicle accident that wasn’t your fault. Call 1800 700 125
Have you recently suffered whiplash or other physical or psychological injuries in a car accident that wasn’t your fault? QLD personal injury legislation protects your right to claim compensation for a motor vehicle accident.
A motor vehicle accident assessment tool can help you understand the elements of a car accident compensation claim and the damage components of a CTP claim payout.
You can seek independent legal advice about eligibility for a CTP claim when you are injured in a car or road accident that was not your fault. Our free initial claim assessment can advise:
Our Queensland compensation lawyers provide legal services on a 100% no-win, no-fee basis. Pay when you win and zero if you lose, Call 1800 700 125 or email us
How much compensation you receive for a car accident claim depends on your unique circumstances, including:
Injury severity and its long-term implications typically influence the value of a lump sum payment. Serious injuries usually receive a permanent impairment rating and greater car accident compensation than minor damage.
These are the average Queensland motor vehicle accident payout figures:
According to MAIC reports for finalised road accident claims from 1st July 2022 to 30th June 2023, the average payout values for Queensland car accident personal injury claims were as follows:
Injury Severity | Percent of Claims | Average CTP Claim Payout |
|---|---|---|
Minor | 75% | $82,600 |
Moderate | 12.8% | $183,000 |
Serious | 4.9% | $358,600 |
Severe | 0.5% | $636,600 |
Critical | 0.3% | $1,486,400 |
When you cannot work anymore because of a psychological or physical injury (or both) from a motor vehicle accident, you may be eligible for a TPD claim through a super fund. Unlike a permanent impairment payout, you do not need to prove who was at fault to receive a compensation payout.
Our insurance claim lawyers can provide a free case evaluation. Call 1800 700 125
In Queensland, you may have the right to seek motor vehicle accident compensation, regardless of whether you have minor or severe injuries. However, some common medical conditions give rise to an approved lump sum payment, including:
The value of accident compensation payout amounts is determined based on a series of factors covered in the following section.
A car accident claim payout is the amount of money an injured person receives in compensation following a car or road accident. Injured people receive this lump sum payment after suffering financial losses from motor accidents.
Calculating the payout value of car accident compensation claims involves several steps. Damages paid by CTP insurers depend on the extent of your injuries, including:
The nature and impact of your damage and its impact on your life (particularly your capacity to work) will determine a CTP payout value.
This calculation includes factors such as:
Compensation lawyers can explain how personal injury law uses ‘head of damages’ to value motor vehicle accident claims.
Splatt Lawyers provide free advice on a 100% no-win, no-fee basis. Call 1800 700 125
Car accident compensation payouts cover a range of losses. Depending on your circumstances, an approved lump sum claim can include the following:
Reimbursement of medical bills related to your injuries, such as treatment expenses, hospital bills, doctor’s fees, prescription medications, and rehabilitation expenses.
Serious and minor injuries can prevent you from working. In that case, you could claim damages for lost wages/salary and superannuation, including future economic loss (in some cases).
Injured persons can claim non-economic losses for pain and suffering from physical or psychological injuries using the Injury Scale Value (ISV). In Australia, pain and suffering compensation applies to medical negligence claims, car accident injuries and public liability claims.
If your vehicle has suffered accident damage, a compensation claim and other out-of-pocket expenses can cover property damages (like repair costs).
(NOTE: Splatt Lawyers is a personal injury law firm and, hence, does not assist with property damage litigation, which often does not require a lawyer’s advice.)
Travel costs related to your injury recovery and rehabilitation may be reimbursed, as well as home care costs.
A personal injury lawyer can explain how motor vehicle accident compensation amounts are calculated. That is, how damages apply to a case when injured on Queensland roads, including:
To receive compensation for injuries acquired in an accident, the injured party must provide compelling evidence of the other party’s responsibility for the incident.
So, who is responsible for paying out an approved compulsory third-party insurance claim?
Splatt’s car accident lawyers provide legal advice for injury compensation payouts following a motor vehicle accident on a 100% no-win, no-fee basis.
Our no-fee funding policy means:
When you have a motor vehicle accident due to another driver’s negligence, you have the right to seek legal advice regarding CTP compensation. A qualified personal injury lawyer can advise you on your eligibility for a CTP payout entitlement.
Splatt Lawyers offer 100% no-win, no-fee legal services for accident compensation claims. Call 1800 700 125 or email us
The time limits to lodge a compulsory third-party insurance claim in Queensland vary based on whether you have the details of the at-fault driver. The same rules apply even if the accident involves a family member or friend.
If you know the details of the other driver, you have:
The Nominal Defendant is a statutory body that replaces the CTP insurance company for accidents with unknown drivers and unregistered or unidentified vehicles. Time limits for nominal defendant claims are as follows:
There can be exceptions to the above in very limited circumstances.
The National Injury Insurance Scheme Queensland is a no-fault compensation scheme that offers lifetime financial support to people who have suffered catastrophic injuries in a motor vehicle accident, regardless of who was at fault.
Yes, you must be able to prove that the other driver’s action or inaction caused the accident and related financial loss when making a common law claim against a CTP insurance company.
Some examples of serious injuries include the following:
You could still receive financial damages even if you were partly at fault for a road accident. But, the compensation payout will be reduced in proportion to your level of contribution. Which means you can still access funds for:
You have the right to seek legal advice about reducing your level of contribution.
In Queensland, most car accident compensation claims settle during a compulsory conference and without court proceedings, which avoids the expensive fees associated with a court judgment.
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